Launch HN: Coverage Cat (YC S22) – Umbrella insurance via your personal agent

Coverage Cat, a YC S22 startup, is a licensed insurance brokerage that uses AI-guided intake paired with licensed brokers to help customers compare home, umbrella, auto, and renters insurance with transparent pricing and no sold leads. The platform operates in California, Florida, New York, Texas, and Washington, offering both a consumer portal and an Agent API for developers to integrate the service, with high user satisfaction ratings of 4.7 on Google and 5-star reviews on Trustpilist.